TIME IMPORTANT FACTOR IN WEALTH BUILDING

In wealth building time plays important role.

Your risk decreases and wealth multiplies with time. The more you stay invested more you gain, as power of compounding works as income generating machine. So sincere advise to you in all good faith and in keeping all your interest in mind, start early, don’t let the time to elapse for no gain.

Just go through the illustration, below:

Mr Gupta started investing in Equity SIPs when he was of 25 years of age @ Rs 5000 per month.

Mr Saxena was a friend of Mr Gupta and was of exactly the same age.

One day Mr Gupta told about SIPs to Mr Saxena, who became interested in investing in SIPs. He thought that since he is now late in starting his investment journey hence he should be starting @ Rs 15000 per month ie thrice the amount which Mr Gupta was investing.

Both Mr Gupta and Mr Saxena continued in their respective SIPs upto their respective age of 60 years.

Mr Gupta invested Rs 21 lacs over a period of 25 years. On the other hand Mr Saxena invested Rs 27 lacs over a period of 15 years.

At the end of the 60th year Mr Gupta’s wealth stood at Rs 5.70 crores WHEREAS Mr Saxena’s wealth stood at Rs 92 lacs only.

(The above example is based on assumption @ 15% CAGR, which is considered as average return in equity mutual funds in long term)

SO START EARLY ………

To start your SIP make use of our technically upgraded e-platform especially designed for your convenience to make your investing a blissful experience.

With the help of our e-platform you can continuously monitor your portfolio and realign /re-balance it to your goals on a regular basis.

Realigning /rebalancing your portfolio not only reduces the risk but also helps you achieve your goals.

Happy Investing... !!

Rajiv Kapoor
9839034761