Not having enough health
insurance
Healthcare costs in India are increasing at a distressing rate. Based
on some estimates, the annual healthcare inflation is the range of 15 – 25%. A
hospitalization for a serious illness can cost Rs 5 Lakhs or above and long
term hospitalization can be a tremendous financial burden on households.
While health insurance is essential for all, it is even more relevant
for senior citizens because health risks increase with advancing age. Employees who are covered under their company’s group health
insurance policy usually do not worry about health insurance but you
should know that, you will lose your health cover on retirement.
So, it may be prudent to buy individual mediclaim or family floater
plan before retirement even if you are covered under your employer’s group
health insurance scheme, so that you can continue with the same health insurance
plan even after retirement.
We spend so much on things that spoil our health such as
fast food, junk food and alcohol and think
so much when it comes to payment of premium for a health
insurance policy ……………. ???
Buy a health insurance policy for yourself and your family.
You never know of tomorrow.
Know more from me……… !!
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