Traditional financial planning is so simple it can be summarized in one sentence...
Make more than you spend and invest the difference wisely.
Even the "invest wisely" portion is simple because academic researchers have fully documented how to properly construct a passive, indexed, asset allocation portfolio.
There is no "mystery" or "secret". No experts, formal education, or specialized training required. Anyone can do it. Just open a brokerage account, save, and invest. You don't even need a broker - you can do it on your own.
The problem is almost nobody does it.
Why?
When you're 20 years old you can't be bothered with something like retirement saving because it's so far off in the future it appears irrelevant.
When you're 30 the focus is on buying a home and/or starting a family so every penny is needed.
When you're 40 the kids need braces, eat like horses, and their college funds need maximum contributions.
When you are 50 it's too late. Too much time has elapsed to allow compounding to magically convert small investments over long periods of time into large sums of wealth. The easy door to passive wealth accumulation is closed.
So start early ..... start SIP in Equity Mutual Funds now.
Call.....
RAJIV KAPOOR
9839034761
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