Tuesday, 27 January 2026

 

POWER OF DOING NOTHING - IN INVESTING


Many investors believe that better returns require constant action -buying, selling, switching, reacting.

In reality, some of the most powerful forces in investing are invisible and quiet.


The Power of Doing Nothing

Markets reward time, not activity. Every unnecessary action increases the risk of bad timing, costs and emotional mistakes.


The Power of Saying Nothing

Not every headline needs a response. Markets make noise every day, but wealth is built by ignoring most of it.


The Power of Ignorance

Being unaware of daily market ups and downs is often healthier than being hyper-informed. Too much information leads to anxiety, not returns.


The Power of Patience

Compounding works only when it is allowed to work. Interrupting it midway is like pulling out a plant every week to check its roots.


The Power of Silence

Markets recover quietly. Panic is loud; growth is silent.


The Power of Meditation

A calm mind makes better financial decisions. Emotional investing—driven by fear or greed—has historically destroyed more wealth than market crashes.


Successful investing is not about outsmarting the market, but about outlasting emotions.

Often, the most profitable decision is simply to stay invested and let time do its job.

 

WHAT HAPPENS WHEN YOU REDEEM DURING A MARKET FALL?


Imagine a situation……… :

 

* Markets fall → NAV becomes cheaper

* You decide to redeem everything

 

What does that really mean?

 

* You sold all your units in the evening at a low NAV

* Next morning, when prices are low and attractive…

* You are no longer invested

* You skip the very day when investing actually makes the most sense

 

So exiting in a falling market is not just “protecting money” ………

 

it is choosing not to invest when prices are on sale

 

When markets fall, continuing to stay invested means you are buying at lower price.

Redeeming at that time means you are refraining to buy exactly when prices are attractive.

 

It’s like stopping to invest exactly when the market is offering discounts and choosing to invest when prices go up again.

 

 “Markets don’t hurt investors by falling. Investors hurt themselves by getting out when markets fall and coming back when markets rise.”