DO YOU WANT TO STOP YOUR SIPs ?

After loosing good money in stock market in 2005, I switched to mutual funds and started investing from 2005 onwards in Mutual Funds through SIP mode.

But after completing 3 years of SIP investing in Mutual Funds also, there were negative returns, in my portfolio, due to markets crashing in 2008.

I witnessed huge negative returns in the crash of 2008 and also in 2012 and 2015 respectively.

But some how I had good faith in Mutual Funds and I continued investing with full faith and remained invested in all market ups and downs.

In those days real estate was an asset class which probably no one could avoid investing in. But because, I wasn't having enough money, courage and time to invest in real estate, I had to remain with mutual funds for all my investing needs.

I made many mistakes, as there was no one who could have guided me.

Google, YouTube and internet were also in their nascent state then.

Today, I can call myself as financially independent, which I could do by controlling my emotions and NOT stopping investing in bad times, which has eventually enabled me to attain Financial Independence by this age.

So whatever, I know its because of my first hand experience (but for you, I am there to help and educate you)

I have neither been watching the news channels that forecast markets nor have been listening what people say will happen in stock market in near future.

I have learnt that once someone decides that he will be a long term passive investor, becoming short term or changing his mindset frequently will give him costly experience and learning ...and nothing more.

SCARED - MY INVESTMENT NOT GIVING RETURNS

Rise and fall in market is inevitable.

Only those investors are fearful in the sinking markets who think, that the markets would never come up again, which doesn't seem to be logical from any degree of prudence.

History tells us that all bull markets have been preceded and followed by the bears, always.

Don't over-think about the markets. You already know and understand fully-well, the nature of the market.

Just recall, the fact, that at the start of your investing journey you were enthusiastically prepared for remaining invested for at least 5 years and also to invest more during bear phase.

Don't get disheartened by the notinal variations in your invested corpus.

If your investments are not giving good returns, it's time to be patient or you may also treat it as an opportunity to invest or at least top up your SIPs with one or two installments.

Good times would soon be back.

In your memories you would though treat this as missed opportunity, later.

All the best.

Understand investing, understand life.

Read the article below....!

How investors gain from a market fall - Times of India - http://toi.in/RKdtEa/a31gj

Nurture Investments
Kanpur
9839034761

HEALTH INSURANCE

Future is unpredictable and uncertain. No one can predict the time of illness or an accident.

You save bit by bit but in case of an unfortunate event you would spend all your savings in one go.

Don't let medical emergencies drill a hole in your pocket.

Buy a sensible Health Insurance plan today.

No investment plan is worth-while, unless you have an adequate Health Insurance.

If you care for your family and if you care for your finances, you should have Health Insurance.

In simple words, a sensible man, would always have a Health Insurance.

You have time and money for every thing, including those things which spoil your health but you don't have time and money for something which can be so helpful in an unfortunate hour of distress  .... that's a paradox and so unfortunate.

If you think you don't need a health insurance plan .... think again.

I bless you with good health and all good things in life.

But before I do that, I have adequate health insurance for myself, my family and even for my staff.... And you ...??

And yes .... One more thing ....!!
"Online insurance plans are cheaper." This is a misconception.

Checkout premium with a representative before you buy a Health Insurance plan.

Buying insurance after discussing with your financial advisor or a representative might be a better alternative, besides he might be helpful later, in various ways.

Nurture Investment
Kanpur
9839034761